Zivana, Author at NF Innova


Neo banks operate only in the digital world. They design their digital business model and information system and then develop only one application that covers all processes from front end to digital operational processes for financial services. Operation is automated  ̶  software driven and designed for digital world.


Traditional banks have a very good brand, a significant number of loyal clients and profitable business every year, but they aren’t able to understand how to transfer to digital world, how to develop or choose software (an omnichannel platform) that transfers control to the clients and they execute on demand banking digital processes by entering and using data.


For most of us, life consists of constant jumping back and forth between the two worlds, and we are happily living a double life. These two worlds are mixing and overlapping and rules from the digital world are slowly transferring to the physical life and influencing it.


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